Invest or Buy an Annuity? Which Makes Sense For You?
Annuities of all stripes have plenty of appeal for a wide range of scenarios. However, the decision to purchase one is not cut and dried.
Aaron Levitt is an independent investment analyst and author living in State College, Pennsylvania. His work appears in several high profile publications in both print and on the web. As an advocate for long-term globally oriented investing, Aaron believes that exchange traded funds have leveled playing field for Main Street. Following global macro-economic trends, investors now have several avenues to create great long term portfolios. Aaron is a graduate of The Pennsylvania State University where he studied Economics and International Business. Aside for helping regular investors develop winning portfolios, his current projects include writing his first book about investing in North America’s changing energy landscape.
Annuities of all stripes have plenty of appeal for a wide range of scenarios. However, the decision to purchase one is not cut and dried.
Annuities of all stripes have plenty of appeal for a wide range of scenarios. However, the decision to purchase one is not cut and dried.
While CDAs are a relatively new product and are still in their infancy, investors may want to have this annuity product on their radar.
While CDAs are a relatively new product and are still in their infancy, investors may want to have this annuity product on their radar.
Thanks to their steadfast guarantees, fixed annuities may offer the ballast and income generation that investors need and crave in the current high volatility environment.
Thanks to their steadfast guarantees, fixed annuities may offer the ballast and income generation that investors need and crave in the current high volatility environment.
Thanks to a set of recent proposals and platform upgrades, Fidelity is making it easier for investors in workplace plans to buy annuities to meet their income needs.
Thanks to a set of recent proposals and platform upgrades, Fidelity is making it easier for investors in workplace plans to buy annuities to meet their income needs.
Given the benefits of fighting longevity and the ability to reduce RMDs, qualified longevity annuities could make a lot of sense for many investors.
Given the benefits of fighting longevity and the ability to reduce RMDs, qualified longevity annuities could make a lot of sense for many investors.
Annuities offer the ability to provide steady income for a participant’s life. However, there are tax implications to consider.
Annuities offer the ability to provide steady income for a participant’s life. However, there are tax implications to consider.
The recent market malaise has brought sequence of returns risk back into the headlines. By purchasing an annuity, investors can eliminate much of that risk
The recent market malaise has brought sequence of returns risk back into the headlines. By purchasing an annuity, investors can eliminate much of that risk
Thanks to the flurry of active ETFs in the cash and limited-duration bond space, investors have plenty of opportunity to pick up plenty of risk-free yield.
Thanks to the flurry of active ETFs in the cash and limited-duration bond space, investors have plenty of opportunity to pick up plenty of risk-free yield.
Thanks to changes in interest rates and the tax picture, charitable gift annuities make a lot of sense these days for investors.
Thanks to changes in interest rates and the tax picture, charitable gift annuities make a lot of sense these days for investors.
By combining the tax-free nature of munis with the power of already buying at discount/higher yields of a CEF, investors are looking at a very interesting package.
By combining the tax-free nature of munis with the power of already buying at discount/higher yields of a CEF, investors are looking at a very interesting package.
Thanks to the fact that tech has led for so long, many of the major indices are now very overweight in the sector, which is a huge issue now that tech has begun to lag.
Thanks to the fact that tech has led for so long, many of the major indices are now very overweight in the sector, which is a huge issue now that tech has begun to lag.
A whole slew of academic studies has now shown that ESG-heavy equities may actually reduce the overall risk of a portfolio.
A whole slew of academic studies has now shown that ESG-heavy equities may actually reduce the overall risk of a portfolio.
The contracts originally designed to fund wars during medieval times are attracting serious attention from the financial planning and defined benefit community.
The contracts originally designed to fund wars during medieval times are attracting serious attention from the financial planning and defined benefit community.
For retirement success, using HSA first could be the best strategy for long-term wins.
For retirement success, using HSA first could be the best strategy for long-term wins.
The question is, when will the pace and size of the Fed’s interest rate moves start to moderate in an attempt at a soft landing?
The question is, when will the pace and size of the Fed’s interest rate moves start to moderate in an attempt at a soft landing?
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