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Trending ETFs

Name

As of 11/29/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

$13.86

$156 M

2.24%

$0.31

0.34%

Vitals

YTD Return

13.7%

1 yr return

19.1%

3 Yr Avg Return

3.8%

5 Yr Avg Return

7.6%

Net Assets

$156 M

Holdings in Top 10

96.0%

52 WEEK LOW AND HIGH

$13.8
N/A
N/A

Expenses

OPERATING FEES

Expense Ratio 0.34%

SALES FEES

Front Load N/A

Deferred Load N/A

TRADING FEES

Turnover 98.00%

Redemption Fee N/A


Min Investment

Standard (Taxable)

$1,000,000

IRA

N/A


Fund Classification

Fund Type

Open End Mutual Fund


Name

As of 11/29/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

$13.86

$156 M

2.24%

$0.31

0.34%

VTRFX - Profile

Distributions

  • YTD Total Return 13.7%
  • 3 Yr Annualized Total Return 3.8%
  • 5 Yr Annualized Total Return 7.6%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 1.58%
DIVIDENDS
  • Dividend Yield 2.2%
  • Dividend Distribution Frequency Annual

Fund Details

  • Legal Name
    Voya Target Retirement 2030 Fund
  • Fund Family Name
    Voya mutual funds
  • Inception Date
    Dec 21, 2015
  • Shares Outstanding
    N/A
  • Share Class
    R6
  • Currency
    USD
  • Domiciled Country
    US
  • Manager
    Paul Zemsky

Fund Description

The Fund invests primarily in a combination of underlying funds, which are actively managed funds or passively managed funds (index funds), including exchange-traded funds (“ETFs”) (collectively, the “Underlying Funds”). The Underlying Funds may or may not be affiliated with the Investment Adviser. The Underlying Funds invest in U.S. stocks, international stocks, U.S. bonds, and other debt instruments and the Fund uses an asset allocation strategy designed for investors expecting to retire around the year 2030. The Fund's current approximate target investment allocation (expressed as a percentage of its net assets) (the “Target Allocation”) among the Underlying Funds is: 53% in equity securities and 47% in debt instruments. Although this is the Target Allocation, the actual allocation of the Fund's assets may deviate from the percentages shown.The allocation of the Fund’s assets between Underlying Funds affiliated with the Investment Adviser and Underlying Funds that are not affiliated with the Investment Adviser will vary over time, although the sub-adviser (the “Sub-Adviser”) currently expects to invest, under normal circumstances, at least 10% of the Fund’s assets, and as much as 85%, in Underlying Funds affiliated with the Investment Adviser.When investing in Underlying Funds, the Sub-Adviser takes into account a wide variety of factors and considerations, including among other things the investment strategy employed in the management of a potential Underlying Fund, and the extent to which an Underlying Fund’s investment adviser considers environmental, social, and governance (“ESG”) factors as part of its investment process. The manner in which an investment adviser uses ESG factors in its investment process will be only one of many considerations in the Sub-Adviser’s evaluation of any potential Underlying Fund, and the extent to which the consideration of ESG factors by an investment adviser will affect the Sub-Adviser’s decision to invest in an Underlying Fund, if at all, will depend on the analysis and judgment of the Sub-Adviser.The Target Allocation is measured with reference to the principal investment strategies of the Underlying Funds; actual exposure to equity securities and debt instruments will vary from the Target Allocation if an Underlying Fund is not substantially invested in accordance with its principal investment strategy. The Fund will deviate from the Target Allocation based on an assessment of the current market conditions or other factors. Generally, the deviations fall within the range of +/- 10% of the Fund’s NAV, relative to the current Target Allocation. The Sub-Adviser may determine, in light of market conditions or other factors, to deviate by a wider margin in order to protect the Fund, achieve its investment objective, or take advantage of particular opportunities.The Underlying Funds provide exposure to a wide range of traditional asset classes which include, but are not limited to: stocks, bonds, and cash and non-traditional asset classes (also known as alternative strategies) which include, but are not limited to: real estate, commodities, and floating rate loans.Equity securities in which the Underlying Funds invest include, but are not limited to: domestic and international large-, mid-, and small-capitalization stocks (which may be growth oriented, value oriented, or a blend); emerging market securities; domestic and international real estate-related securities, including real estate investment trusts (“REITs”); and natural resource/commodity-related securities.Debt instruments in which the Underlying Funds invest include, but are not limited to: domestic and international (including emerging markets) long-, intermediate-, and short-term bonds; high-yield bonds commonly referred to as “junk bonds;” floating rate loans; and U.S. Treasury Inflation Protected Securities.The Fund may invest in exchange-traded notes.The Fund may also invest in derivative instruments including, but not limited to, futures and swaps (including interest rate swaps, total return swaps, and credit default swaps), to make tactical asset allocations, as a substitute for taking a position in the underlying asset, to seek to minimize risk, and to assist in managing cash.The Fund is structured and managed around a specific target retirement or financial goal date of 2030 (the “Target Date”). The Target Date is the approximate year that an investor in the Fund would plan to make withdrawals from the Fund for retirement or other financial goals. The chart below shows the glide path and illustrates how the Target Allocation to equity securities and debt instruments will change over time. Generally, the Fund's glide path will transition to the target allocation illustrated below on an annual basis and become more conservative as the Fund approaches the Target Date. As the Fund approaches its Target Date in 2030, the Fund's Target Allocation is anticipated to be the same as that of Voya Target In-Retirement Fund, which is equal to approximately 35% equity securities and 65% debt instruments.As the Fund's Target Allocation migrates toward that of Voya Target In-Retirement Fund, by the Target Date, it is anticipated that the Fund would be merged with and into Voya Target In-Retirement Fund. Voya Target In-Retirement Fund uses an asset allocation strategy designed for investors who are expecting to retire soon, are already retired, or who are in need of making withdrawals from their portfolio soon.In summary, the Fund is designed for an investor who plans to withdraw the value of the investor's investments in the Fund gradually on or after the Target Date. The mix of investments in the Fund's Target Allocation will change over time and seek to reduce investment risk as the Fund approaches its Target Date. The Target Allocation may be changed at any time by the Sub-Adviser.
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VTRFX - Performance

Return Ranking - Trailing

Period VTRFX Return Category Return Low Category Return High Rank in Category (%)
YTD 13.7% 9.1% 18.3% 20.42%
1 Yr 19.1% 13.6% 21.0% 9.42%
3 Yr 3.8%* -3.0% 5.6% 23.16%
5 Yr 7.6%* 4.1% 8.4% 11.76%
10 Yr N/A* 4.6% 7.8% N/A

* Annualized

Return Ranking - Calendar

Period VTRFX Return Category Return Low Category Return High Rank in Category (%)
2023 12.9% 5.5% 14.4% 8.90%
2022 -21.6% -52.7% -14.2% 57.59%
2021 -0.6% -5.6% 14.0% 83.98%
2020 9.7% 0.7% 13.7% 38.82%
2019 15.9% 2.6% 18.9% 27.39%

Total Return Ranking - Trailing

Period VTRFX Return Category Return Low Category Return High Rank in Category (%)
YTD 13.7% 9.1% 18.3% 20.42%
1 Yr 19.1% 13.6% 21.0% 9.42%
3 Yr 3.8%* -3.0% 5.6% 23.16%
5 Yr 7.6%* 4.1% 8.4% 11.76%
10 Yr N/A* 4.6% 7.8% N/A

* Annualized

Total Return Ranking - Calendar

Period VTRFX Return Category Return Low Category Return High Rank in Category (%)
2023 22.0% 10.0% 49.5% 5.24%
2022 -5.8% -26.4% 20.1% 7.85%
2021 18.4% 1.6% 18.5% 1.10%
2020 19.3% 6.7% 19.3% 0.59%
2019 27.4% 17.1% 34.4% 3.82%

NAV & Total Return History


VTRFX - Holdings

Concentration Analysis

VTRFX Category Low Category High VTRFX % Rank
Net Assets 156 M 6.51 M 90.6 B 76.56%
Number of Holdings 13 4 999 71.88%
Net Assets in Top 10 122 M 7.61 M 99 B 76.56%
Weighting of Top 10 95.98% 45.0% 116.9% 28.95%

Top 10 Holdings

  1. Nuveen SP 500 Index Fund 35.45%
  2. Voya Intermediate Bond Fund 18.05%
  3. iShares Core U.S. Aggregate Bond ETF 11.79%
  4. Vanguard FTSE Developed Markets ETF 8.52%
  5. Voya Multi-Manager International Equity Fund 7.24%
  6. iShares Core SP Mid-Cap ETF 5.01%
  7. iShares Core SP Small-Cap ETF 3.15%
  8. Schwab US TIPS ETF 2.88%
  9. Vanguard Long-Term Treasury ETF 1.94%
  10. SPDR Portfolio High Yield Bond ETF 1.94%

Asset Allocation

Weighting Return Low Return High VTRFX % Rank
Stocks
99.87% 0.00% 100.21% 34.90%
Convertible Bonds
0.77% 0.03% 1.11% 13.54%
Cash
0.13% 0.00% 18.45% 57.29%
Preferred Stocks
0.00% 0.00% 0.03% 41.67%
Other
0.00% -0.06% 3.21% 52.08%
Bonds
0.00% 0.00% 37.34% 56.25%

Stock Sector Breakdown

Weighting Return Low Return High VTRFX % Rank
Technology
20.21% 14.06% 23.99% 18.75%
Financial Services
14.55% 12.64% 18.99% 66.67%
Healthcare
12.13% 10.63% 14.63% 67.19%
Consumer Cyclical
11.19% 8.12% 13.37% 35.42%
Industrials
10.66% 8.84% 12.27% 52.60%
Communication Services
7.91% 5.69% 10.00% 14.06%
Consumer Defense
6.95% 4.88% 10.87% 41.15%
Basic Materials
4.92% 3.15% 7.02% 36.98%
Energy
4.55% 2.46% 6.43% 42.71%
Real Estate
3.81% 1.86% 12.53% 62.50%
Utilities
3.12% 1.89% 7.89% 28.65%

Stock Geographic Breakdown

Weighting Return Low Return High VTRFX % Rank
US
99.87% 0.00% 100.21% 34.90%
Non US
0.00% 0.00% 21.63% 45.83%

VTRFX - Expenses

Operational Fees

VTRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.34% 0.05% 10.17% 87.96%
Management Fee 0.18% 0.00% 0.80% 49.21%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.29% 57.49%

Sales Fees

VTRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

VTRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VTRFX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 98.00% 3.00% 98.00% 98.28%

VTRFX - Distributions

Dividend Yield Analysis

VTRFX Category Low Category High VTRFX % Rank
Dividend Yield 2.24% 0.00% 7.28% 44.27%

Dividend Distribution Analysis

VTRFX Category Low Category High Category Mod
Dividend Distribution Frequency Annual Annual SemiAnnual Annual

Net Income Ratio Analysis

VTRFX Category Low Category High VTRFX % Rank
Net Income Ratio 1.58% 0.12% 3.79% 38.50%

Capital Gain Distribution Analysis

VTRFX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Monthly Annually

Distributions History

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VTRFX - Fund Manager Analysis

Managers

Paul Zemsky


Start Date

Tenure

Tenure Rank

Dec 20, 2012

9.45

9.5%

Paul Zemsky is the chief investment officer and founder of the Multi-Asset Strategies and Solutions Team (MASS) at Voya Investment Management. He is responsible for the firm’s suite of value-added, customized and off-the-shelf products and solutions that are supported by the team’s asset allocation, manager research, quantitative research, portfolio implementation and multi-manager capabilities. Prior to joining the firm, he co-founded CaliberOne Private Funds Management, a macro hedge fund. Paul began his career at JPMorgan Investment Management, where he held a number of key positions, including head of investments for over $300 Billion of Fixed Income assets. Paul is a member of the firm’s Management Committee and a board member of Pomona Capital. He holds a dual degree in finance and electrical engineering from the Management and Technology Program at the University of Pennsylvania and holds the Chartered Financial Analyst® designation.

Barbara Reinhard


Start Date

Tenure

Tenure Rank

Sep 30, 2019

2.67

2.7%

Barbara Reinhard CFA, Portfolio Manager, joined Voya in 2016. Ms. Reinhard is the head of asset allocation for Multi-Asset Strategies and Solutions (“MASS”) at Voya Investment Management. In this role, she is responsible for strategic and tactical asset allocation decisions for the MASS team’s multi-asset strategies. Prior to joining Voya, Ms. Reinhard was the chief investment officer for Credit Suisse Private Bank in the Americas from 2011 to 2016. In that role, she managed discretionary multi-asset portfolios, was a member of the global asset allocation committee, and the pension investment committee. Prior to that, Ms. Reinhard spent 20 years of her career at Morgan Stanley.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 17.59 5.75 2.41