VTINX: Vanguard Target Retirement Income Inv

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VTINX Vanguard Target Retirement Income Inv


Profile

VTINX - Profile

Vitals

  • YTD Return 1.1%
  • 3 Yr Annualized Return 3.3%
  • 5 Yr Annualized Return 1.7%
  • Net Assets $17.3 B
  • Holdings in Top 10 100.0%

52 WEEK LOW AND HIGH

$14.21
$13.01
$14.22

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.00%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 10.00%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $1,000
  • IRA N/A

Fund Classification

  • Primary Caregory
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date Retirement

Distributions

  • YTD Total Return 1.1%
  • 3 Yr Annualized Total Return 3.3%
  • 5 Yr Annualized Total Return 1.7%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 2.54%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Quarterly

Fund Details

  • Legal Name
    Vanguard Target Retirement Income Fund Investor Shares
  • Fund Family Name
    Vanguard
  • Inception Date
    Oct 27, 2003
  • Shares Outstanding
    N/A
  • Share Class
    Inv
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    William Coleman

Fund Description

The Vanguard Target Retirement Income Fund Investor Shares (VTINX) is a target-date fund of funds. Using a specified glide path, VTINX invests in five other Vanguard index funds. The fund provides exposure to both domestic stocks of all market caps as well as international stocks. Additionally, both domestic and foreign investment-grade bonds are included in the fund’s holdings. Over the course of time, VTINX reduces its exposure to equities and increase its holdings in fixed-income securities. VTINX is designed for investors already in retirement and is mostly dominated by bonds.

Expenses for the fund are low. Given its all-encompassing approach to retirement investing, VTINX is perfect as a core option for investors who are already retired.


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Performance

VTINX - Performance

Return Ranking - Trailing

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
YTD 1.1% 0.0% 2.4% 74.77%
1 Yr 9.6% -10.1% 25.2% 66.46%
3 Yr 3.3%* -4.5% 13.0% 57.48%
5 Yr 1.7%* -3.1% 9.5% 51.36%
10 Yr 2.9%* -5.9% 10.6% 48.33%

* Annualized

Return Ranking - Calendar

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
2019 10.2% -11.2% 23.6% 68.41%
2018 -5.9% -19.1% 0.0% 5.94%
2017 5.8% -12.3% 20.9% 75.74%
2016 2.9% -4.2% 7.5% 70.83%
2015 -3.6% -13.0% 0.0% 20.47%

Total Return Ranking - Trailing

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
YTD 1.1% 0.0% 2.4% 74.77%
1 Yr 9.6% -10.1% 25.2% 66.22%
3 Yr 3.3%* -4.2% 13.0% 79.28%
5 Yr 1.7%* -3.1% 9.5% 85.80%
10 Yr 2.9%* -4.0% 10.6% 86.63%

* Annualized

Total Return Ranking - Calendar

Period VTINX Return Category Return Low Category Return High Rank in Category (%)
2019 10.2% -11.2% 23.6% 69.27%
2018 -5.9% -19.1% 0.0% 33.43%
2017 5.8% -12.3% 24.1% 91.24%
2016 2.9% 0.0% 9.8% 90.06%
2015 -3.6% -9.4% 0.7% 63.75%

NAV & Total Return History


Holdings

VTINX - Holdings

Concentration Analysis

VTINX Category Low Category High VTINX % Rank
Net Assets 17.3 B 10 46.6 B 8.36%
Number of Holdings 6 1 652 92.52%
Net Assets in Top 10 17.3 B 88.7 K 46.7 B 1.73%
Weighting of Top 10 99.97% 54.3% 111.3% 12.43%

Top 10 Holdings

  1. Vanguard Total Bond Market II Idx Inv 37.15%
  2. Vanguard Total Stock Mkt Idx Inv 18.17%
  3. Vanguard Shrt-Term Infl-Prot Sec Idx Inv 16.70%
  4. Vanguard Total Intl Bd Idx Investor 15.59%
  5. Vanguard Total Intl Stock Index Inv 12.36%

Asset Allocation

Weighting Return Low Return High VTINX % Rank
Bonds
67.09% -40.53% 79.46% 7.59%
Stocks
30.17% 0.00% 93.38% 81.70%
Cash
2.46% -35.61% 112.41% 74.80%
Convertible Bonds
0.27% 0.00% 1.22% 39.13%
Other
0.01% -0.27% 100.00% 84.93%
Preferred Stocks
0.00% 0.00% 7.24% 92.52%

Stock Sector Breakdown

Weighting Return Low Return High VTINX % Rank
Financial Services
17.50% 3.32% 23.03% 22.36%
Technology
15.18% 2.62% 21.24% 57.71%
Healthcare
12.21% 0.26% 18.93% 60.49%
Industrials
11.67% 1.02% 16.45% 29.32%
Consumer Cyclical
10.27% 1.88% 13.97% 48.67%
Communication Services
8.55% 0.21% 12.50% 25.26%
Consumer Defense
7.79% 1.02% 12.52% 47.28%
Energy
4.90% 0.59% 13.74% 47.28%
Basic Materials
4.51% 0.76% 7.37% 20.86%
Real Estate
4.23% 0.43% 62.85% 45.65%
Utilities
3.21% 0.00% 12.51% 53.19%

Stock Geographic Breakdown

Weighting Return Low Return High VTINX % Rank
US
17.99% 0.00% 65.01% 82.85%
Non US
12.18% 0.00% 39.15% 70.08%

Bond Sector Breakdown

Weighting Return Low Return High VTINX % Rank
Government
65.33% 0.21% 99.00% 1.85%
Corporate
17.00% 0.00% 61.96% 70.68%
Securitized
13.82% 0.00% 46.63% 80.88%
Cash & Equivalents
3.53% 0.72% 112.41% 96.76%
Municipal
0.33% 0.00% 31.11% 37.78%
Derivative
0.00% -82.56% 29.38% 85.52%

Bond Geographic Breakdown

Weighting Return Low Return High VTINX % Rank
US
49.53% -52.61% 74.40% 26.70%
Non US
17.56% -34.01% 29.12% 5.52%

Expenses

VTINX - Expenses

Operational Fees

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.00% 0.00% 108.50% 97.51%
Management Fee 0.00% 0.00% 0.77% 34.51%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.40% N/A

Sales Fees

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 3.50% 5.75% N/A
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

VTINX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 10.00% 0.00% 207.00% 36.44%

Distributions

VTINX - Distributions

Dividend Yield Analysis

VTINX Category Low Category High VTINX % Rank
Dividend Yield 0.00% 0.00% 1.21% 74.91%

Dividend Distribution Analysis

VTINX Category Low Category High Category Mod
Dividend Distribution Frequency Quarterly Annually Quarterly Annually

Net Income Ratio Analysis

VTINX Category Low Category High VTINX % Rank
Net Income Ratio 2.54% -0.45% 4.93% 18.15%

Capital Gain Distribution Analysis

VTINX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Annually Annually

Dividend Payout History

View More +

Fund Manager Analysis

VTINX - Fund Manager Analysis

Managers

William Coleman


Start Date

Tenure

Tenure Rank

Feb 22, 2013

6.86

6.9%

William Coleman, Portfolio Manager. He has worked in investment management since joining Vanguard in 2006. Education: B.S., King’s College; M.S., Saint Joseph’s University.

Walter Nejman


Start Date

Tenure

Tenure Rank

Feb 22, 2013

6.86

6.9%

Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005; has worked in investment management since 2008; and has co-managed the Communication Services Index, Health Care Index, Industrials Index, and Information Technology Index Funds since 2015. Education: B.A., Arcadia University; M.B.A., Villanova University.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.05 17.26 5.68 8.0