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Trending ETFs

Name

As of 04/24/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

$9.90

$18.1 M

1.40%

$0.14

2.97%

Vitals

YTD Return

0.1%

1 yr return

-0.5%

3 Yr Avg Return

-1.8%

5 Yr Avg Return

1.9%

Net Assets

$18.1 M

Holdings in Top 10

59.1%

52 WEEK LOW AND HIGH

$9.9
N/A
N/A

Expenses

OPERATING FEES

Expense Ratio 2.97%

SALES FEES

Front Load N/A

Deferred Load 1.00%

TRADING FEES

Turnover 43.00%

Redemption Fee N/A


Min Investment

Standard (Taxable)

$1,000

IRA

N/A


Fund Classification

Fund Type

Open End Mutual Fund


Name

As of 04/24/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

$9.90

$18.1 M

1.40%

$0.14

2.97%

TGCIX - Profile

Distributions

  • YTD Total Return 0.1%
  • 3 Yr Annualized Total Return -1.8%
  • 5 Yr Annualized Total Return 1.9%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio -0.19%
DIVIDENDS
  • Dividend Yield 1.4%
  • Dividend Distribution Frequency None

Fund Details

  • Legal Name
    Timothy Plan Growth & Income Fund
  • Fund Family Name
    Timothy Plan
  • Inception Date
    Apr 19, 2004
  • Shares Outstanding
    N/A
  • Share Class
    C
  • Currency
    USD
  • Domiciled Country
    US
  • Manager
    Mark Luchsinger

Fund Description

To achieve its goal, the Fund will invest varying percentages of the Fund’s total assets in the investment allocations set forth below: 

To achieve its goals, the Fund primarily invests in equity securities, including affiliated Exchange Traded Funds (“ETF’s”), and in fixed income securities. The Fund will normally hold both equity securities and fixed income securities, with at least 25% of its assets in equity securities and at least 25% of its assets in fixed income securities. The Adviser is responsible for determining the allocation of Fund assets to be invested in equity and fixed income securities. The Adviser will adjust those allocations from time to time in response to market changes
The Fund’s fixed income holdings are U.S. government securities, corporate bonds, municipal bonds and/or sovereign bonds of any maturity, as well as ETFs that invest primarily in such securities. Any non-US government securities in the Fund’s portfolio consist primarily of issues rated “Baa2” or better by Moody’s Investors Service, Inc. (“Moody’s”) or “BBB” or better by Standard & Poor’s Ratings Group (“S&P”) and unrated securities determined by the Adviser to be of equivalent quality, as well as high quality money market instruments.
The Fund’s fixed income Investment Manager reviews the various sectors looking for historical patterns of undervalue or overvalue in an effort to identify appropriate fixed income securities to purchase. The Investment Manager also analyzes interest rate risk in the bond market and makes adjustments in the maturities of bonds to adjust for this risk. Lastly, if a bond is being downgraded, or the company has other issues that may affect the bond, the Investment Manager reviews it to see if the bond should be sold.
The Fund's fixed income portfolio duration is adjusted based on a regularly conducted analysis of the interest rate risk. The Investment Manager shortens portfolio durations when its research indicates a rising interest rate environment to preserve capital, and lengthens duration during periods of falling interest rates to take advantage of capital gain opportunities.
The Fund’s equity securities are sold when such considerations as valuation, earnings and relative price strength are determined to warrant a sale. The Adviser reviews a stock if there is a major change in its corporate structure or management.
The Fund will not invest in Excluded Securities. Excluded Securities are securities issued by any company that is involved in the production or wholesale distribution of alcohol, tobacco, or gambling equipment, gambling enterprises, or which is involved, either directly or indirectly, in abortion or pornography, or promoting anti-family entertainment or unbiblical lifestyles.
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TGCIX - Performance

Return Ranking - Trailing

Period TGCIX Return Category Return Low Category Return High Rank in Category (%)
YTD 0.1% -0.6% 25.1% 95.92%
1 Yr -0.5% -5.7% 45.0% 99.44%
3 Yr -1.8%* -6.8% 7.7% 96.93%
5 Yr 1.9%* -4.1% 14.1% 98.41%
10 Yr 0.5%* 0.5% 10.6% 100.00%

* Annualized

Return Ranking - Calendar

Period TGCIX Return Category Return Low Category Return High Rank in Category (%)
2023 -0.8% -12.2% 23.9% 98.45%
2022 -16.7% -34.7% 2.8% 31.95%
2021 13.9% -11.9% 18.1% 2.82%
2020 0.0% -20.9% 39.7% 92.07%
2019 13.0% 0.8% 25.7% 62.40%

Total Return Ranking - Trailing

Period TGCIX Return Category Return Low Category Return High Rank in Category (%)
YTD 0.1% -0.6% 25.1% 95.92%
1 Yr -0.5% -5.7% 45.0% 99.44%
3 Yr -1.8%* -6.8% 7.7% 96.93%
5 Yr 1.9%* -4.1% 14.1% 98.41%
10 Yr 0.5%* 0.5% 10.6% 100.00%

* Annualized

Total Return Ranking - Calendar

Period TGCIX Return Category Return Low Category Return High Rank in Category (%)
2023 0.6% -12.2% 26.8% 98.87%
2022 -10.7% -29.0% 10.9% 17.05%
2021 14.7% -3.0% 24.2% 31.16%
2020 0.4% -19.5% 40.6% 97.82%
2019 13.0% 4.4% 32.7% 98.08%

NAV & Total Return History


TGCIX - Holdings

Concentration Analysis

TGCIX Category Low Category High TGCIX % Rank
Net Assets 18.1 M 789 K 217 B 97.09%
Number of Holdings 100 2 15716 44.21%
Net Assets in Top 10 10.8 M 618 K 62.8 B 96.09%
Weighting of Top 10 59.07% 11.4% 121.1% 48.26%

Top 10 Holdings

  1. TP HIGH DIVIDEND 36.38%
  2. TIMOTHY PLAN HIGH DVD STO 4.97%
  3. T 3 5/8 02/15/53 3.54%
  4. T 0 5/8 07/31/26 2.82%
  5. T 1 1/4 08/15/31 2.33%
  6. T 3 1/2 02/15/33 2.30%
  7. T 1 1/4 09/30/28 2.30%
  8. T 1 3/4 08/15/41 1.64%
  9. T 2 1/4 11/15/24 1.49%
  10. ONT 2 1/2 04/27/26 1.31%

Asset Allocation

Weighting Return Low Return High TGCIX % Rank
Bonds
57.23% 0.00% 77.27% 3.91%
Stocks
41.34% 0.00% 103.09% 88.98%
Cash
1.43% -10.21% 100.00% 53.56%
Preferred Stocks
0.00% 0.00% 23.88% 98.19%
Other
0.00% -42.80% 117.44% 91.07%
Convertible Bonds
0.00% 0.00% 23.84% 99.30%

Stock Sector Breakdown

Weighting Return Low Return High TGCIX % Rank
Utilities
25.14% 0.00% 99.55% 1.69%
Industrials
24.37% 0.00% 24.37% 0.42%
Consumer Defense
11.35% 0.00% 15.14% 4.23%
Financial Services
10.96% 0.00% 38.77% 89.72%
Basic Materials
8.87% 0.00% 33.35% 3.80%
Energy
6.63% 0.00% 85.65% 29.86%
Technology
6.26% 0.00% 44.21% 95.77%
Consumer Cyclical
4.32% 0.00% 19.36% 90.00%
Healthcare
2.09% 0.00% 29.35% 95.07%
Real Estate
0.00% 0.00% 65.01% 99.86%
Communication Services
0.00% 0.00% 38.10% 99.72%

Stock Geographic Breakdown

Weighting Return Low Return High TGCIX % Rank
US
41.34% 0.00% 103.09% 85.63%
Non US
0.00% 0.00% 38.68% 97.91%

Bond Sector Breakdown

Weighting Return Low Return High TGCIX % Rank
Government
50.62% 0.00% 97.26% 6.60%
Securitized
23.34% 0.00% 92.13% 33.99%
Corporate
16.91% 0.00% 98.21% 90.45%
Cash & Equivalents
1.22% 0.00% 100.00% 48.81%
Derivative
0.00% -3.07% 46.02% 86.89%
Municipal
0.00% 0.00% 24.80% 98.74%

Bond Geographic Breakdown

Weighting Return Low Return High TGCIX % Rank
US
57.23% 0.00% 77.27% 3.91%
Non US
0.00% 0.00% 14.17% 97.91%

TGCIX - Expenses

Operational Fees

TGCIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 2.97% 0.03% 17.63% 4.02%
Management Fee 0.85% 0.00% 1.83% 92.66%
12b-1 Fee 1.00% 0.00% 1.00% 99.77%
Administrative Fee N/A 0.01% 0.83% N/A

Sales Fees

TGCIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 2.25% 5.75% N/A
Deferred Load 1.00% 1.00% 5.00% 97.92%

Trading Fees

TGCIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 0.00% 2.00% N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

TGCIX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 43.00% 0.00% 343.00% 52.91%

TGCIX - Distributions

Dividend Yield Analysis

TGCIX Category Low Category High TGCIX % Rank
Dividend Yield 1.40% 0.00% 17.92% 71.33%

Dividend Distribution Analysis

TGCIX Category Low Category High Category Mod
Dividend Distribution Frequency None Annually Monthly Monthly

Net Income Ratio Analysis

TGCIX Category Low Category High TGCIX % Rank
Net Income Ratio -0.19% -2.34% 19.41% 95.32%

Capital Gain Distribution Analysis

TGCIX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

Distributions History

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TGCIX - Fund Manager Analysis

Managers

Mark Luchsinger


Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Mr. Luchsinger joined Barrow Hanley in 1997. He was appointed Co-Head of Fixed Income, along with Scott McDonald, in 2017. Mr. Luchsinger serves as a portfolio manager, specializing in investment grade and high yield corporate bond strategies and is the lead portfolio manager for our Core and Core Plus strategies. He is a member of the CFA Institute and the CFA Society of Dallas-Fort Worth. During his 39-year investment career, Mr. Luchsinger has served as Chief Investment Officer for Great American Reserve Insurance Company. He began his career as a credit analyst at Scor Reinsurance Company. In addition, Mr. Luchsinger spent 10 years in fixed income sales at First Boston Corporation. He earned a BBA from Bowling Green State University.

Deborah Petruzzelli


Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Ms. Petruzzelli joined BHMS in 2003. She serves as our structured securities portfolio manager for mortgage-backed, asset-backed, and commercial mortgage-backed securities. She is also an analyst for structured securities. During her 34-year investment career, Ms. Petruzzelli has served as managing director/senior portfolio manager for Victory Capital Management, Inc., where she was responsible for the management of ABS, CMBS, and whole-loan sectors for all client portfolios. She also had an active role in that firm’s development of a core plus strategy, leveraging the firm’s convertible equity management strengths. Prior to joining Victory, Ms. Petruzzelli worked for McDonald & Company Securities, Inc., as senior vice president for ABS syndication and traded ABS, CMO, and MBS. She earned a BSBA in Business Administration from Bowling Green State University.

Erik Olson


Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Mr. Olson joined Barrow Hanley in 2001. He serves as a portfolio manager for our investment grade and high yield strategies. He also serves as an analyst for investment grade and high yield corporate bonds, both U.S. and non-U.S. His 21-year career includes work as a research analyst for Sanders Morris Harris. He has also worked at Merrill Lynch and as the legislative assistant for the Interstate Natural Gas Association in Washington, D.C. Mr. Olson received an MBA from Texas Christian University, where he served as a portfolio manager for the William C. Conner Foundation Educational Investment Fund. He earned a BA from Emory University.

Scott McDonald


Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Mr. McDonald joined Barrow Hanley in 1995. He was appointed Co-Head of Fixed Income, along with Mark Luchsinger, in 2017. Mr. McDonald also serves as the lead portfolio manager for our Long Duration strategies, specializing in corporate and government bonds. He is a member of the CFA Institute and the CFA Society of Dallas-Fort Worth. During his 31-year investment career, Mr. McDonald previously served as senior vice president and portfolio manager at Life Partners Group, Inc. Prior to that, he was a credit supervisor and lending officer for Chase Bank of Texas. Mr. McDonald received an MBA from the University of Texas and a BBA from Southern Methodist University.

Arthur Ally


Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Ally is President and Chairman of the Trust, as well as President and 75% shareholder of Covenant Funds. Ally founded and has provided his services to the Timothy Plan continuously since 1994, drawing from twenty-six years experience in the investment industry as an employee of Prudential Bache, Shearson Lehman Brothers and Investment Management & Research.

Justin Martin


Start Date

Tenure

Tenure Rank

Dec 31, 2021

0.41

0.4%

Mr. Martin joined Barrow Hanley in 2004 and has served as a credit analyst in fixed income since 2009. Prior to his work as a credit analyst, Mr. Martin’s work at the firm included market and index research and portfolio analysis. Mr. Martin earned a BBA in Finance from Southern Methodist University. He is a CFA charterholder.

Matthew Routh


Start Date

Tenure

Tenure Rank

Dec 31, 2021

0.41

0.4%

Mr. Routh joined BHMS in 2013. He is an analyst in credit research, focusing on investment grade credits in the non-corporate sector, including sovereigns, foreign agencies, and taxable municipals, such as Build America bonds. His responsibilities also include quantitative portfolio analysis using the BHMS relative return model, portfolio analytics, and risk management systems. Mr. Routh began his investment career in 2008 at Callan Associates, where he worked in fixed income research. He is a member of the CFA Institute. Mr. Routh earned a BA in Economics from the University of Texas and an MA in Economics from the University of California, Santa Barbara.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 34.51 6.32 2.41