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Name

As of 06/01/2026

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

Timothy Plan Growth & Income Fund

TGIAX | Fund

$11.37

$19.4 M

2.07%

$0.24

2.35%

Vitals

YTD Return

3.7%

1 yr return

8.2%

3 Yr Avg Return

5.3%

5 Yr Avg Return

1.6%

Net Assets

$19.4 M

Holdings in Top 10

70.2%

52 WEEK LOW AND HIGH

$11.4
N/A
N/A

Expenses

OPERATING FEES

Expense Ratio 2.35%

SALES FEES

Front Load 5.50%

Deferred Load N/A

TRADING FEES

Turnover 43.00%

Redemption Fee N/A

Min Investment

Standard (Taxable)

$1,000

IRA

N/A

Fund Classification

Fund Type

Open End Mutual Fund

Name

As of 06/01/2026

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

Timothy Plan Growth & Income Fund

TGIAX | Fund

$11.37

$19.4 M

2.07%

$0.24

2.35%

TGIAX - Profile

Distributions

  • YTD Total Return 3.7%
  • 3 Yr Annualized Total Return 5.3%
  • 5 Yr Annualized Total Return 1.6%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 0.56%
DIVIDENDS
  • Dividend Yield 2.1%
  • Dividend Distribution Frequency Quarterly

Fund Details

  • Legal Name
    Timothy Plan Growth & Income Fund
  • Fund Family Name
    Timothy Plan
  • Inception Date
    Oct 01, 2013
  • Shares Outstanding
    N/A
  • Share Class
    A
  • Currency
    USD
  • Domiciled Country
    US
  • Manager
    Deborah Petruzzelli

Fund Description

p id="xdx_A8C_eoef--StrategyNarrativeTextBlock_zuG3jrenuNRd" style="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-left: 0pt; text-indent: 0pt; margin-bottom: 0pt; margin-top: 0pt"To achieve its goal, the Fund will invest varying percentages of the Fund’s total assets in the investment allocations set forth below: /p p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center" /p table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt" tr style="vertical-align: top" td style="width: 18pt; vertical-align: top; text-align: right" p style="font: 11pt Times New Roman; text-align: left; margin-top: 0pt; margin-bottom: 0pt"● /p /td td style="vertical-align: top; text-align: left" p style="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"To achieve its goals, the Fund primarily invests in equity securities (currently affiliated Exchange-Traded Funds (“ETFs”)), and in fixed income securities. The Fund will normally hold both equity securities and fixed income securities, with at least 25% of its assets in equity securities and at least 25% of its assets in fixed income securities. The Adviser is responsible for determining the allocation of Fund assets to be invested in equity and fixed income securities. The Adviser will adjust those allocations from time to time in response to market changes. /p /td /tr /table p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center" /p table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt" tr style="vertical-align: top" td style="width: 18pt; vertical-align: top; text-align: right" p style="font: 11pt Times New Roman; text-align: left; margin-top: 0pt; margin-bottom: 0pt"● /p /td td style="vertical-align: top; text-align: left" p style="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"The Fund’s fixed income holdings invest at least 80% of its assets in a diversified portfolio of corporate bonds, U.S. government and agency securities, convertible securities and preferred securities. The Investment Manager will only purchase securities for the Fund that are investment grade, with a rating of at least “BBB” as rated by Standard amp; Poor’s or a comparable rating by another nationally recognized rating agency. The Fund may also invest in debt securities that have not been rated by one of the major rating agencies, so long as the Fund’s Investment Manager has determined that the security is of comparable credit quality to similarly rated securities. /p /td /tr /table p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center" /p table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt" tr style="vertical-align: top" td style="width: 18pt; vertical-align: top; text-align: right" p style="font: 11pt Times New Roman; text-align: left; margin-top: 0pt; margin-bottom: 0pt"● /p /td td style="vertical-align: top; text-align: left" p style="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"In managing the fixed income securities, the Fund’s Investment Manager concentrates on sector analysis, industry allocation and securities selection, deciding which types of bonds and industries to emphasize at a given time, and then which individual bonds to buy. The fixed income holdings are meant to anticipate shifts in the business cycle and assists in determining types of bonds and industry sectors to target. In choosing individual securities, the fixed income portion of the Fund seeks out securities that appear to be undervalued within the emphasized industry sector. Companies that meet or exceed specific criteria established by the Investment Manager in the selection process are purchased. Securities are sold when they reach internally determined pricing targets or no longer qualify under the Investment Manager’s investment criteria. /p /td /tr /table p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center" /p table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt" tr style="vertical-align: top" td style="width: 18pt; vertical-align: top; text-align: right" p style="font: 11pt Times New Roman; text-align: left; margin-top: 0pt; margin-bottom: 0pt"● /p /td td style="vertical-align: top; text-align: left" p style="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"The Fund’s equity securities sector currently consists of affiliated ETFs. /p /td /tr /table p style="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center" /p table cellpadding="0" cellspacing="0" style="font: 11pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt" tr style="vertical-align: top" td style="width: 18pt; vertical-align: top; text-align: right"p style="font: 11pt Times New Roman; text-align: left; margin-top: 0pt; margin-bottom: 0pt"●/p /td td style="vertical-align: top; text-align: left"p style="font: 11pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-bottom: 0pt"The Fund will not invest in Excluded Securities. Excluded Securities are securities issued by any company that is involved in the production or wholesale distribution of alcohol, tobacco, or gambling equipment, gambling enterprises, or which is involved, either directly or indirectly, in abortion or pornography, or promoting anti-family entertainment or unbiblical lifestyles. Timothy Partners, Ltd. (“TPL”) is Investment Adviser to the Funds and is responsible for determining what companies are deemed Excluded Securities, and reserves the right to exclude investments, in its best judgment, in other companies whose practices may not fall within the exclusions described above, but could be found offensive to fundamental, traditional Judeo-Christian values. The Adviser establishes the Biblically Responsible Investing parameters that are employed by the research service provider in the creation of the “excluded list of companies” that may not be placed into any Timothy Plan portfolio. The research company may not alter, delete, or employ additional parameters without the prior knowledge and consent of the Adviser. In the event a company is discovered to be engaged in a prohibited practice, it will be liquidated as soon as reasonably practicable. The ETFs are passively managed. They are reviewed at the time of readjustment of the portfolios, which occurs twice a year. Securities that are determined to be in violation of the filters (as a result of changes since the initial review) between adjustment times will be liquidated from the portfolio at the time of the readjustment./p /td /tr /table
Read More

TGIAX - Performance

Return Ranking - Trailing

Period TGIAX Return Category Return Low Category Return High Rank in Category (%)
YTD 3.7% -4.4% 17.8% 87.98%
1 Yr 8.2% -10.5% 36.4% 96.80%
3 Yr 5.3%* 2.1% 31.5% 98.78%
5 Yr 1.6%* 0.8% 14.2% 99.69%
10 Yr 3.0%* 2.2% 15.8% 99.42%

* Annualized

Return Ranking - Calendar

Period TGIAX Return Category Return Low Category Return High Rank in Category (%)
2025 4.4% -14.9% 24.6% 69.25%
2024 2.0% -23.4% 70.5% 84.32%
2023 -0.8% -12.2% 23.9% 97.86%
2022 -16.4% -34.7% 0.0% 28.97%
2021 13.8% -11.9% 18.1% 4.33%

Total Return Ranking - Trailing

Period TGIAX Return Category Return Low Category Return High Rank in Category (%)
YTD 3.7% -4.4% 17.8% 87.98%
1 Yr 8.2% -10.5% 36.4% 96.80%
3 Yr 5.3%* 2.1% 31.5% 98.78%
5 Yr 1.6%* 0.8% 14.2% 99.69%
10 Yr 3.0%* 2.2% 15.8% 99.42%

* Annualized

Total Return Ranking - Calendar

Period TGIAX Return Category Return Low Category Return High Rank in Category (%)
2025 6.1% -2.6% 28.8% 96.19%
2024 3.9% -0.3% 72.2% 96.96%
2023 1.4% -5.2% 26.8% 98.01%
2022 -10.0% -29.0% 10.9% 15.42%
2021 15.6% -3.0% 27.3% 24.36%

NAV & Total Return History

TGIAX - Holdings

Concentration Analysis

TGIAX Category Low Category High TGIAX % Rank
Net Assets 19.4 M 945 K 279 B 96.96%
Number of Holdings 102 2 16027 43.12%
Net Assets in Top 10 13.3 M 921 K 72.8 B 95.72%
Weighting of Top 10 70.18% 10.3% 117.9% 45.72%

Top 10 Holdings

  1. T/P HIGH DVD STK 55.46%
  2. T 4 3/4 08/15/55 3.78%
  3. T 4 1/4 08/15/35 2.86%
  4. T 4 5/8 04/30/31 2.27%
  5. T 4 1/2 02/15/44 1.61%
  6. ISRAEL 5 1/2 03/12/34 1.07%
  7. JDOT 2025-A A3 0.95%
  8. FN BV8017 0.76%
  9. KCOT 2025-2A A3 0.71%
  10. ONT 2 1/2 04/27/26 0.71%

Asset Allocation

Weighting Return Low Return High TGIAX % Rank
Stocks 		55.46% 0.00% 100.04% 81.35%
Bonds 		41.23% 0.00% 77.59% 6.88%
Other 		2.50% -40.95% 100.30% 15.44%
Cash 		0.81% -7.92% 100.00% 61.16%
Preferred Stocks 		0.00% 0.00% 24.85% 53.06%
Convertible Bonds 		0.00% 0.00% 23.84% 93.07%

Stock Sector Breakdown

Weighting Return Low Return High TGIAX % Rank
Utilities 		25.14% 0.00% 99.55% 2.01%
Industrials 		24.37% 0.00% 24.37% 0.15%
Consumer Defense 		11.35% 0.00% 15.14% 4.33%
Financial Services 		10.96% 0.00% 38.77% 89.34%
Basic Materials 		8.87% 0.00% 25.57% 3.40%
Energy 		6.63% 0.00% 85.65% 31.07%
Technology 		6.26% 0.00% 44.21% 95.05%
Consumer Cyclical 		4.32% 0.00% 19.36% 88.87%
Healthcare 		2.09% 0.00% 29.35% 95.52%
Real Estate 		0.00% 0.00% 65.01% 96.14%
Communication Services 		0.00% 0.00% 38.10% 97.22%

Stock Geographic Breakdown

Weighting Return Low Return High TGIAX % Rank
US 		55.46% 0.00% 100.04% 73.24%
Non US 		0.00% 0.00% 31.55% 54.59%

Bond Sector Breakdown

Weighting Return Low Return High TGIAX % Rank
Government 		50.62% 0.00% 97.26% 6.16%
Securitized 		23.34% 0.00% 92.13% 31.74%
Corporate 		16.91% 0.00% 98.21% 90.91%
Cash & Equivalents 		0.63% 0.00% 99.92% 59.63%
Derivative 		0.00% -7.86% 18.27% 38.07%
Municipal 		0.00% 0.00% 24.80% 77.50%

Bond Geographic Breakdown

Weighting Return Low Return High TGIAX % Rank
US 		41.23% 0.00% 77.59% 5.96%
Non US 		0.00% 0.00% 19.00% 47.55%

TGIAX - Expenses

Operational Fees

TGIAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 2.35% 0.04% 20.46% 5.78%
Management Fee 0.85% 0.00% 1.83% 92.40%
12b-1 Fee 0.25% 0.00% 1.00% 33.33%
Administrative Fee N/A 0.01% 0.83% N/A

Sales Fees

TGIAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load 5.50% 2.25% 5.75% 44.34%
Deferred Load N/A 1.00% 4.00% N/A

Trading Fees

TGIAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 0.00% 2.00% N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

TGIAX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 43.00% 0.83% 273.00% 52.55%

TGIAX - Distributions

Dividend Yield Analysis

TGIAX Category Low Category High TGIAX % Rank
Dividend Yield 2.07% 0.00% 17.90% 45.90%

Dividend Distribution Analysis

TGIAX Category Low Category High Category Mod
Dividend Distribution Frequency Quarterly Annual Monthly Monthly

Net Income Ratio Analysis

TGIAX Category Low Category High TGIAX % Rank
Net Income Ratio 0.56% -2.34% 13.92% 79.56%

Capital Gain Distribution Analysis

TGIAX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Annually Annually

Distributions History

View More +

TGIAX - Fund Manager Analysis

Managers

Deborah Petruzzelli

Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Ms. Petruzzelli joined BHMS in 2003. She serves as our structured securities portfolio manager for mortgage-backed, asset-backed, and commercial mortgage-backed securities. She is also an analyst for structured securities. During her 34-year investment career, Ms. Petruzzelli has served as managing director/senior portfolio manager for Victory Capital Management, Inc., where she was responsible for the management of ABS, CMBS, and whole-loan sectors for all client portfolios. She also had an active role in that firm’s development of a core plus strategy, leveraging the firm’s convertible equity management strengths. Prior to joining Victory, Ms. Petruzzelli worked for McDonald & Company Securities, Inc., as senior vice president for ABS syndication and traded ABS, CMO, and MBS. She earned a BSBA in Business Administration from Bowling Green State University.

Erik Olson

Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Mr. Olson joined Barrow Hanley in 2001. He serves as a portfolio manager for our investment grade and high yield strategies. He also serves as an analyst for investment grade and high yield corporate bonds, both U.S. and non-U.S. His 21-year career includes work as a research analyst for Sanders Morris Harris. He has also worked at Merrill Lynch and as the legislative assistant for the Interstate Natural Gas Association in Washington, D.C. Mr. Olson received an MBA from Texas Christian University, where he served as a portfolio manager for the William C. Conner Foundation Educational Investment Fund. He earned a BA from Emory University.

Scott McDonald

Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Mr. McDonald joined Barrow Hanley in 1995. He was appointed Co-Head of Fixed Income, along with Mark Luchsinger, in 2017. Mr. McDonald also serves as the lead portfolio manager for our Long Duration strategies, specializing in corporate and government bonds. He is a member of the CFA Institute and the CFA Society of Dallas-Fort Worth. During his 31-year investment career, Mr. McDonald previously served as senior vice president and portfolio manager at Life Partners Group, Inc. Prior to that, he was a credit supervisor and lending officer for Chase Bank of Texas. Mr. McDonald received an MBA from the University of Texas and a BBA from Southern Methodist University.

Mark Luchsinger

Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Mr. Luchsinger joined Barrow Hanley in 1997. He was appointed Co-Head of Fixed Income, along with Scott McDonald, in 2017. Mr. Luchsinger serves as a portfolio manager, specializing in investment grade and high yield corporate bond strategies and is the lead portfolio manager for our Core and Core Plus strategies. He is a member of the CFA Institute and the CFA Society of Dallas-Fort Worth. During his 39-year investment career, Mr. Luchsinger has served as Chief Investment Officer for Great American Reserve Insurance Company. He began his career as a credit analyst at Scor Reinsurance Company. In addition, Mr. Luchsinger spent 10 years in fixed income sales at First Boston Corporation. He earned a BBA from Bowling Green State University.

Arthur Ally

Start Date

Tenure

Tenure Rank

May 01, 2019

3.08

3.1%

Ally is President and Chairman of the Trust, as well as President and 75% shareholder of Covenant Funds. Ally founded and has provided his services to the Timothy Plan continuously since 1994, drawing from twenty-six years experience in the investment industry as an employee of Prudential Bache, Shearson Lehman Brothers and Investment Management & Research.

Matthew Routh

Start Date

Tenure

Tenure Rank

Dec 31, 2021

0.41

0.4%

Mr. Routh joined BHMS in 2013. He is an analyst in credit research, focusing on investment grade credits in the non-corporate sector, including sovereigns, foreign agencies, and taxable municipals, such as Build America bonds. His responsibilities also include quantitative portfolio analysis using the BHMS relative return model, portfolio analytics, and risk management systems. Mr. Routh began his investment career in 2008 at Callan Associates, where he worked in fixed income research. He is a member of the CFA Institute. Mr. Routh earned a BA in Economics from the University of Texas and an MA in Economics from the University of California, Santa Barbara.

Justin Martin

Start Date

Tenure

Tenure Rank

Dec 31, 2021

0.41

0.4%

Mr. Martin joined Barrow Hanley in 2004 and has served as a credit analyst in fixed income since 2009. Prior to his work as a credit analyst, Mr. Martin’s work at the firm included market and index research and portfolio analysis. Mr. Martin earned a BBA in Finance from Southern Methodist University. He is a CFA charterholder.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 34.51 6.53 2.41

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