The question of whether Bitcoin belongs in every investment portfolio has evolved from a fringe debate among cryptocurrency enthusiasts to a mainstream consideration in financial planning. As institutional adoption accelerates and Bitcoin’s price recently topped $120,000, the asset has simultaneously gained legitimacy and intensified concerns about speculative excess. The reality is more nuanced than either the maximalist or skeptical camps suggest: Bitcoin may indeed deserve a place in most portfolios, but for reasons more complex than simple price appreciation or monetary revolution.
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