Union Street Partners Value Fund
Fund
USPCX
Price as of:
$32.99
- $0.29
- 0.87%
Primary Theme
fund company
Name
As of 06/01/2026Price
Aum/Mkt Cap
YIELD
Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.
Exp Ratio
Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.
Watchlist
Vitals
YTD Return
3.9%
1 yr return
18.6%
3 Yr Avg Return
9.5%
5 Yr Avg Return
7.0%
Net Assets
$85.4 M
Holdings in Top 10
57.1%
52 WEEK LOW AND HIGH
$33.3
N/A
N/A
Expenses
OPERATING FEES
Expense Ratio 2.44%
SALES FEES
Front Load N/A
Deferred Load 1.00%
TRADING FEES
Turnover 18.00%
Redemption Fee N/A
Min Investment
Standard (Taxable)
$2,500
IRA
N/A
Fund Classification
Fund Type
Open End Mutual Fund
Name
As of 06/01/2026Price
Aum/Mkt Cap
YIELD
Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.
Exp Ratio
Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.
Watchlist
USPCX - Profile
Distributions
- YTD Total Return 3.9%
- 3 Yr Annualized Total Return 9.5%
- 5 Yr Annualized Total Return 7.0%
- Capital Gain Distribution Frequency Annually
- Net Income Ratio -0.66%
- Dividend Yield 0.0%
- Dividend Distribution Frequency Annual
Fund Details
-
Legal NameUnion Street Partners Value Fund
-
Fund Family NameUnion Street Partners
-
Inception DateApr 14, 2011
-
Shares OutstandingN/A
-
Share ClassC
-
CurrencyUSD
-
Domiciled CountryUS
-
ManagerBernard McGinn
Fund Description
Undernormalmarketconditions,the Fundwillinvestprimarilyintheequity securities oflargecapitalization (“large-cap”)U.S.companies. TheFunddefines alarge-cap company asonewhosemarketcapitalizationis$5billionogreateratthetimeof purchase. TheFundwillnormallyholdacorepositionofbetween25and 30securities. ThenumbeofsecuritiesheldbytheFundmayoccasionally exceedthisrangeattimes,suchaswhentheportfoliomanagers are accumulatingnewpositions,phasingoutandreplacingexistingpositions, or respondingtoexceptionalmarketconditions.
Equitysecuritiesconsistofcommonstock,depositary receiptsincluding AmericanDepositaryReceipts“ADRs”),EuropeanDepositay Receipts “EDRs”,GlobalDepositaryReceipts“GDRs”)andunsponsored depositary receipts), real estate investment trusts"REITs",masterlimited partnerships"MLPs",andsecurities convertible intocommon stock,such aswarrants,rights,convertiblebonds,debentures andconvertible preferredstocks.ADRsarereceiptstypicallyissuedby an Americanbankor trustcompanythatevidenceunderlying securitiesissuedbyaforeign corporation. EDRsissuedinEurope)andGDRsissuedthroughout the world)eachevidenceasimilarownershiparrangement. MLPsaregenerally energy-related businessesandtheFundmayinvestinenergy,ealestate, and/ofinance-relatedMLPsiftheAdviserbelievesthebusiness willdeliver desirableeturns.
TheFundmayinvestupto20%ofitsnetassetsinhighqualitymoney marketinstrumentsandepurchase agreements. TheFundmayalsoinvest insharesofotherregistered investment companies, suchasclosed-end investmentcompaniesandexchange-tradedfunds(“ETFs”).
McGinn PenningerInvestmentManagement, Inc. (the “Sub-Adviser”) utilizes a value approach to investing in that it selects investments for the Fund based on its belief that stock prices fluctuate around the true value of a company. The Sub-Adviser analyzes valuation ratios and typically selects stocks with low ratios of price/earnings, price/cash flow, price/book value and price/dividend.
The Sub-Adviser desires toproducesuperiorriskadjustedreturnsby buildingportfoliosofbusinesseswithoutstandingrisk/reward profiles withoutunninga highdegreeofcapitalrisk.TheSub-Adviseronlyinvestsin thosebusinessesitunderstands andwhereithasconfidenceinthe company'smanagementand financialstrength.Emphasisisplacedonthose companieswhichtheSub-Adviser believesaremostlikelytoprosperunder variouseconomicconditions.
TheSub-Advisersells oeducestheFund’spositioninasecurity1) whenit approachestheSub-Adviser’s estimateofitsfairvalue,2)whenits economicfundamentals havedeteriorated, o3whenthefactsothe analysissurounding thereasontooiginallyputthesecurityintheFund’s portfoliohavechanged.
TheFundisa“non-diversified” fund,whichmeansitcaninvestinfewer securitiesatanyonetimethanadiversifiedfund.Also,fomtimetotime theFundmayinvestasignificantportion ofitsassetsinalimitednumer of industrysectos,butwillnotconcentrateinanypaticularindustry.
USPCX - Performance
Return Ranking - Trailing
| Period | USPCX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 3.9% | -6.3% | 48.0% | 91.92% |
| 1 Yr | 18.6% | -0.8% | 92.5% | 76.39% |
| 3 Yr | 9.5%* | -0.2% | 43.3% | 98.32% |
| 5 Yr | 7.0%* | 0.2% | 25.0% | 91.51% |
| 10 Yr | 10.1%* | 4.0% | 27.7% | 75.10% |
* Annualized
Return Ranking - Calendar
| Period | USPCX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2025 | 9.6% | -43.6% | 32.4% | 27.81% |
| 2024 | 4.4% | -34.7% | 47.5% | 56.45% |
| 2023 | 17.6% | -16.9% | 46.1% | 6.30% |
| 2022 | -9.1% | -43.2% | 4.6% | 27.81% |
| 2021 | 27.3% | -44.1% | 57.5% | 7.99% |
Total Return Ranking - Trailing
| Period | USPCX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 3.9% | -6.3% | 48.0% | 91.92% |
| 1 Yr | 18.6% | -0.8% | 92.5% | 76.39% |
| 3 Yr | 9.5%* | -0.2% | 43.3% | 98.32% |
| 5 Yr | 7.0%* | 0.2% | 25.0% | 91.51% |
| 10 Yr | 10.1%* | 4.0% | 27.7% | 75.10% |
* Annualized
Total Return Ranking - Calendar
| Period | USPCX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2025 | 11.7% | -0.4% | 32.7% | 81.22% |
| 2024 | 4.4% | -17.4% | 47.5% | 98.01% |
| 2023 | 17.6% | -15.9% | 46.7% | 13.97% |
| 2022 | -9.1% | -42.0% | 8.5% | 78.56% |
| 2021 | 27.3% | 6.9% | 129.7% | 35.21% |
NAV & Total Return History
USPCX - Holdings
Concentration Analysis
| USPCX | Category Low | Category High | USPCX % Rank | |
|---|---|---|---|---|
| Net Assets | 85.4 M | 2.59 M | 238 B | 89.93% |
| Number of Holdings | 25 | 2 | 1671 | 98.32% |
| Net Assets in Top 10 | 46.5 M | 603 K | 47.6 B | 83.42% |
| Weighting of Top 10 | 57.06% | 4.5% | 99.2% | 3.26% |
Top 10 Holdings
- Apple, Inc. 7.60%
- JPMorgan Chase Co. 7.53%
- Microsoft Corp. 6.94%
- META Platforms, Inc. 6.90%
- Goldman Sachs Group, Inc. 5.50%
- Dollar Tree, Inc. 5.38%
- FedEx Corp. 5.28%
- Johnson Johnson 4.35%
- Exxon Mobil Corp. 4.11%
- The Boeing Co. 3.46%
Asset Allocation
| Weighting | Return Low | Return High | USPCX % Rank | |
|---|---|---|---|---|
| Stocks | 96.10% | 3.70% | 130.75% | 81.74% |
| Cash | 3.90% | 0.00% | 26.41% | 14.38% |
| Preferred Stocks | 0.00% | 0.00% | 22.62% | 48.06% |
| Other | 0.00% | -1.51% | 19.37% | 55.30% |
| Convertible Bonds | 0.00% | 0.00% | 3.66% | 45.33% |
| Bonds | 0.00% | 0.00% | 127.82% | 46.80% |
Stock Sector Breakdown
| Weighting | Return Low | Return High | USPCX % Rank | |
|---|---|---|---|---|
| Technology | 21.07% | 0.00% | 54.02% | 4.85% |
| Financial Services | 19.69% | 0.00% | 58.05% | 45.99% |
| Healthcare | 17.05% | 0.00% | 27.67% | 55.80% |
| Consumer Defense | 13.72% | 0.00% | 34.10% | 12.66% |
| Energy | 10.74% | 0.00% | 54.00% | 18.67% |
| Industrials | 7.79% | 0.00% | 42.76% | 85.34% |
| Utilities | 3.09% | 0.00% | 27.04% | 69.09% |
| Communication Services | 2.73% | 0.00% | 26.58% | 84.18% |
| Real Estate | 2.26% | 0.00% | 90.54% | 58.54% |
| Consumer Cyclical | 1.85% | 0.00% | 22.74% | 95.25% |
| Basic Materials | 0.00% | 0.00% | 20.01% | 94.94% |
Stock Geographic Breakdown
| Weighting | Return Low | Return High | USPCX % Rank | |
|---|---|---|---|---|
| US | 96.10% | 3.70% | 130.75% | 65.58% |
| Non US | 0.00% | 0.00% | 27.70% | 60.86% |
USPCX - Expenses
Operational Fees
| USPCX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Expense Ratio | 2.44% | 0.03% | 7.64% | 1.90% |
| Management Fee | 1.00% | 0.00% | 1.50% | 97.58% |
| 12b-1 Fee | 1.00% | 0.00% | 1.00% | 91.19% |
| Administrative Fee | N/A | 0.01% | 0.50% | 36.19% |
Sales Fees
| USPCX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Front Load | N/A | 1.00% | 5.75% | N/A |
| Deferred Load | 1.00% | 0.95% | 4.00% | 61.32% |
Trading Fees
| USPCX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Max Redemption Fee | N/A | 1.00% | 2.00% | N/A |
Related Fees
Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.
| USPCX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Turnover | 18.00% | 0.00% | 240.00% | 16.44% |
USPCX - Distributions
Dividend Yield Analysis
| USPCX | Category Low | Category High | USPCX % Rank | |
|---|---|---|---|---|
| Dividend Yield | 0.00% | 0.00% | 16.67% | 97.58% |
Dividend Distribution Analysis
| USPCX | Category Low | Category High | Category Mod | |
|---|---|---|---|---|
| Dividend Distribution Frequency | Annual | Annual | Quarterly | Quarterly |
Net Income Ratio Analysis
| USPCX | Category Low | Category High | USPCX % Rank | |
|---|---|---|---|---|
| Net Income Ratio | -0.66% | -1.51% | 4.28% | 99.04% |
Capital Gain Distribution Analysis
| USPCX | Category Low | Category High | Capital Mode | |
|---|---|---|---|---|
| Capital Gain Distribution Frequency | Annually | Annually | Semi-Annually | Annually |
Distributions History
| Date | Amount | Type |
|---|---|---|
| Dec 08, 2025 | $0.622 | CapitalGainLongTerm |
| Nov 21, 2019 | $0.151 | OrdinaryDividend |
| Nov 21, 2019 | $0.059 | CapitalGainLongTerm |
| Dec 28, 2018 | $0.150 | CapitalGainLongTerm |
| Dec 28, 2018 | $0.001 | OrdinaryDividend |
| Dec 27, 2017 | $0.154 | CapitalGainLongTerm |
| Dec 12, 2016 | $0.343 | CapitalGainLongTerm |
| Dec 12, 2016 | $0.001 | OrdinaryDividend |
| Dec 10, 2015 | $0.264 | CapitalGainLongTerm |
| Dec 29, 2014 | $0.204 | CapitalGainLongTerm |
| Dec 29, 2014 | $0.007 | OrdinaryDividend |
| Dec 27, 2013 | $0.011 | CapitalGainShortTerm |
| Dec 27, 2013 | $0.270 | CapitalGainLongTerm |
| Dec 27, 2012 | $0.000 | CapitalGainShortTerm |
| Dec 27, 2012 | $0.058 | OrdinaryDividend |
| Dec 28, 2011 | $0.002 | CapitalGainShortTerm |
USPCX - Fund Manager Analysis
Managers
Bernard McGinn
Start Date
Tenure
Tenure Rank
Dec 30, 2010
11.42
11.4%
Bernard F. McGinn, CFA, is Chief Investment Officer of Union Street Partners, LLC and Chief Investment Officer of McGinn Investment Management, Inc. He began his over 25-year career in the investment profession as a registered representative with Merrill Lynch and later with Kidder Peabody. Mr. McGinn founded McGinn Investment Management, Inc. in 1991.
R. McCoy Penninger
Start Date
Tenure
Tenure Rank
Feb 01, 2015
7.33
7.3%
Mr. Penninger is Vice President of McGinn Investment Management, Inc. He holds an M.B.A. from the George Washington University and a B.A. in Economics from Sewanee: The University of the South.
Tenure Analysis
| Category Low | Category High | Category Average | Category Mode |
|---|---|---|---|
| 0.13 | 86.59 | 8.32 | 6.71 |